Last updated: 10 November 2026
These terms apply when you buy from Pennyleaf, a trading name of Liviu Tanase.
Pennyleaf sells digital files: printable PDFs, spreadsheets and a browser-based CV Builder. Nothing is posted to you. Prices are in pounds sterling (GBP).
Orders are placed and paid for through Payhip. As soon as payment is confirmed you get a download link on screen and by email. If it does not arrive within an hour, check your spam folder, then email hello@pennyleaf.co.uk (hello@pennyleaf.co.uk).
Digital files are delivered immediately, so they generally cannot be returned once downloaded. If a file is faulty, does not match its description or will not open, email us within 30 days and we will fix it, replace it or refund you.
Nothing in these terms affects your legal rights as a consumer under UK law, including the Consumer Rights Act 2015.
We take care to get details right. Bank holiday dates in the 2027 planner come from GOV.UK and cover England and Wales, and official dates can change. The budget planner and CV Builder are tools to help you organise your own information. They are not financial, tax or careers advice, and we cannot promise any particular result.
PDFs open on most phones and computers. The budget planner needs Microsoft Excel, Google Sheets, Apple Numbers or LibreOffice. The CV Builder needs a current version of Chrome, Edge or Safari. Printing is at your own cost.
We may update products, prices and these terms. The terms shown on the day you buy apply to your order. These terms are governed by UK law.
Pennyleaf is a trading name of Liviu Tanase, sole trader.
Address: 4 Cheviot Rise, Hednesford, WS12 1AX, United Kingdom
Email: hello@pennyleaf.co.uk
Website: pennyleaf.co.uk